HOW WE CAN HELP YOU
We Help Improve Your Credit Scores
By Removing:
HOW WE CAN HELP YOU
We Help Improve Your Credit Scores
By Removing:
Collection Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus.
Late Payments
Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they SHOULD fall off automatically.
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they SHOULD fall off automatically.
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Inquiry Removal
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Money Back Guarantee
– We do not remove more than 25% of all the negatives worked on.
– We have had six months from the time you retain our services.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– Additional negative items were not added to your report(s).
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
- If you see no improvement in your credit score within 6 months and you’ve followed ALL of our advice, we will refund your money in full.
– We have had six months from the time you retain our services.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– Additional negative items were not added to your report(s).
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
- If you see no improvement in your credit score within 6 months and you’ve followed ALL of our advice, we will refund your money in full.